Financial Services

Discover the option for you.

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Financing Options

Financing

There's nothing quite like owning your vehicle. Once you've decided that ownership is the right financial choice for you, discover all that financing has to offer and let us create a personalized financing plan tailored to your needs. We understand the quality, craftsmanship and value you expect from Mercedes-Benz, and we believe your financing experience should deliver nothing less.

Contract Options

Mercedes-Benz Financial Services offers a number of contract options when purchasing your vehicle. Ranging in possible length from 0 to 60 months, your dealer will help you design a contract that works for you. [1]

Star Advantage

Want the many benefits of leasing together with the privilege of ownership? With our Star Advantage option [3], you can have both. In comparison to traditional retail financing, Star Advantage allows you to have a lower monthly payment with one lump-sum payment at the end. At the conclusion of your agreement, simply refinance it with us or pay off the balloon amount. [2]

Financing Advantages

  • Pride of ownership
  • Unlimited kilometres
  • Registration in your name
  • Flexible terms, and possibility of extended terms
  • Pre-Owned vehicle financing
  • Freedom to customize your vehicle
  • Convenience of Pre-Authorized Payment

Apply For Financing

[1] Extended terms may be available. [2] Subject to credit approval. [3] Not available in the province of Québec.

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Leasing Options

Mercedes-Benz Financial Services offers a range of leasing solutions designed to provide flexibility and convenience while helping you find an option that suits your individual needs.

Leasing Advantages

  • Lower monthly payments
  • Flexible term and kilometre options
  • Standard GAP Protection
  • Single Pay Option
  • Flexible lease-end options
  • Greater disposable income
  • The opportunity to drive a new vehicle more often
  • Convenient Pre-Authorized Payments

First Class Lease

Mercedes-Benz Financial Services designed the First Class Lease to complement the exceptional vehicles in the Mercedes-Benz lineup. Drawing on our expertise and experience, we've created a straightforward and flexible leasing solution designed around your personal financial needs. With the First Class Lease, you can enjoy the Mercedes-Benz experience with a lease tailored to the way you drive and live.

Walk Away Lease

The Walk-Away, or Closed-End, Lease allows you to make a set number of monthly payments over a term of 24 to 60 months, with a predetermined kilometre allowance for the lease term. At the end of the lease, you can return your vehicle to your dealer, subject to any applicable fees, charges and excess wear and tear.

Unlimited Kilometre Lease

Commercial Customers Only

The Unlimited Kilometre, or Open-End, Lease allows commercial customers to make a set number of monthly payments over a term of 24 to 60 months, without kilometre restrictions. At the end of the lease, the customer is responsible for the value of the vehicle as outlined in the lease agreement. This option is not available in all provinces.

Single Pay Option

The Single Pay Option allows you to make your lease payments upfront in a single payment, offering a discounted payment compared with a traditional monthly lease payment.

Lease End Options

At the end of your lease term, you have several options:

  • Return your vehicle to your dealer, pay any applicable fees and charges, and lease or purchase a new vehicle
  • Extend your current lease [1]
  • Purchase your vehicle at the predetermined Purchase Option Price stated in your lease agreement, with financing available [2]

Apply For Financing

[1] Not available in all provinces. [2] Subject to credit approval.

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The Lease Return Process

We hope your Mercedes-Benz lease experience was everything you hoped it would be and we look forward to continuing this journey with you in the way that serves you best. To make sure that returning your vehicle is just as smooth as driving it, we're here to help you understand your options and responsibilities during the lease return process. Return your current vehicle to your dealer and settle any outstanding fees or charges. Then put yourself in a new Mercedes-Benz!

A Simple, 5-step process.

1. Information Package

Nine months prior to your expected vehicle return date.

We help you kick off your lease return preparations by mailing an information package. Inside, you'll find valuable information regarding the lease return process, exciting offers, and a First Class Condition Card.

2. Third-Party Vehicle Pre-Inspection

Three months prior to your expected vehicle return date

You will be contacted to set up a no-charge third-party vehicle pre-inspection. We encourage you to have your vehicle pre-inspection completed between 45 and 90 days prior to your expected return date to ensure enough time for maintenance or repairs if needed. Flexible and convenient, it can take place at your home, workplace, or even your local Mercedes-Benz dealership, at a time that works for you. This inspection will help you avoid any surprises when you're ready to return your vehicle.

We recommend repairs be performed at an authorized Mercedes-Benz dealer or body shop to ensure the best quality and avoid any unexpected charges if repairs do not meet our standards. Remember -- you won't be able to make any repairs once you return the vehicle to the dealership.

3. Review Vehicle Pre-inspection Results

If you have any questions regarding your vehicle pre-inspection, we're here to help. Just contact your Mercedes-Benz dealer to review your pre-inspection report. They'll help you understand your options for repairs, replacement items and the costs for any excess wear and tear. This is also a good time to schedule the return of your vehicle with your Mercedes-Benz dealer.

4. Return Your Vehicle

At lease maturity

We encourage you to contact your Mercedes-Benz dealership before your lease matures and set up an appointment to return your vehicle by lease maturity. Scheduling an appointment in advance will help ensure the best possible lease return experience. Upon vehicle return, you will be provided with a Vehicle Return Receipt. In most cases, you will also be provided with a Vehicle Condition Summary and a Lease End Statement. However, if a third-party pre-inspection was not performed on your vehicle prior to return or if the condition of your vehicle has changed since the vehicle pre-inspection was conducted, a Vehicle Condition Summary and a Lease End Statement may not be available and a final third-party inspection may be needed to determine your final kilometrage and any excess wear and tear.

5. Return Your Vehicle

After returning your vehicle

In the event you have not received the Lease-End Statement at the time of return, you'll receive a Lease End Statement in the mail. This statement will detail any charges or fees for damages, kilometer overages or excess wear and tear, as well as any other outstanding payments, late charges, deferral fees or other charges and any credits you may be owed. Remember that completing your pre-inspection will help identify any chargeable issues early, so you can take any necessary steps to avoid them, if possible.

Think Mercedes-Benz…Again

Put yourself behind the wheel of a new Mercedes-Benz all over again. With a fresh lineup of vehicles and discounts that honour your loyalty, getting into a new Mercedes couldn't be easier. Check out the new line or book a test drive today.

Discover First Class Lease Protection

Did you know? You could make your next lease experience even simpler by purchasing First Class Lease Protection. Available on most vehicles, it offers added peace of mind through a variety of options that protect you from expenses that may result from excess wear and tear.

Purchase Your Vehicle

Put yourself behind the wheel of a new Mercedes-Benz all over again. With a fresh lineup of vehicles and discounts that honour your loyalty, getting into a new Mercedes-Benz couldn't be easier. Check out the new line or book a test drive today.

View Inventory

Did you know? You could make your next lease experience even simpler by purchasing First Class Lease Protection. Available on most vehicles, it offers added peace of mind through a variety of options that protect you from expenses that may result from excess wear and tear.

Have Questions?

We can help you understand the lease return process, your options or answer any questions you may have. Give us a call at 1-866-202-6969, we're here for you.

Contact Us To Learn More

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